See that photo up there? Those are my boys. I love them with all of my heart, as does the rest of the family. The one on the right (Louie) went to the vet just yesterday and my wife sent me this text message when they were finished: “He’s an expensive child.”
That’s the reality with pets. They may not be nearly as expensive as children in the long run — until somebody figures out a way to send pets off to college — but they’re members of the family and we want to make sure we can care for them as such.
An article from the “Your Money” section of the New York Times walks through the perceived value, or lack thereof, of getting pet insurance. Here’s the TL;DR: Pet insurance is probably not worth it in the same way it’s worth it for humans — except if you get a great deal through your employer. More on that below this list.(more…)